Are you tired of rising fuel costs and struggling to find affordable transport? The Government of Pakistan’s Electric Bike & E-Rickshaw Scheme is here to make eco-friendly travel easier and more affordable. With 0% markup installments, subsidies, and reserved quotas for women, this program is designed to empower citizens while promoting clean energy. Below, we’ve answered all your most common questions to help you apply with confidence.
Frequently Asked Questions (FAQ)
1. Who can apply for the program?
The application process is open to all Pakistani citizens, including those from Gilgit-Baltistan and AJK, with age limits applicable.
- E-bikes: 18 to 65 years
- E-rickshaws/loaders: 21 to 65 years
Fleet operators may also apply within defined limits.
2. Can females apply?
Yes. In fact, 25% of the e-bike quota is specifically reserved for females.
3. Which types of electric vehicles are available under this program?
The scheme includes:
- Electric two-wheelers (e-bikes and EV scooters)
- Electric three-wheelers (e-rickshaws/loaders)
Only EDB-approved models will be offered.
4. How can I apply?
Applications are submitted only through the official online portal. The process is fully digital with minimal human involvement.
5. How will my vehicle be delivered?
The vehicle manufacturer (OEM) will handle delivery, which will be confirmed through the portal and your chosen bank.
6. What if I already applied in another EV scheme?
You may still apply. However, duplicate benefits are not allowed.
7. How will I pay for the vehicle?
Payments are made in easy monthly installments (EMIs), which include:
- Principal amount
- Insurance
Markup (interest) is 0%, fully subsidized by the government.
8. How can I track my application and delivery?
You can track progress through the official online portal.
9. How will I know if my application is approved?
You will receive confirmation via web portal, SMS, or email once your bank approves it and your vehicle is allocated.
10. Can I cancel or withdraw my application?
There is no formal withdrawal policy. Cancellations depend on your bank’s rules.
11. What is the cost of the vehicle to me?
You may receive subsidies of:
- Up to PKR 50,000 for an e-bike
- Up to PKR 200,000 for a rickshaw/loader
The remaining cost is financed at 0% markup.
12. Can I buy a model priced above Rs. 250,000?
Yes. You must pay the extra amount in advance. Example: The model’s cost is PKR 300,000, and an upfront payment of PKR 50,000 is required, in addition to the down payment.
13. Are there any processing charges?
- No loan processing fees
- No charges for early settlement
But you must pay: - Bank documentation charges
- First-year insurance premium
14. What happens if I miss an installment?
You will face penalties under bank rules. The vehicle may be repossessed, and recovery costs may apply.
15. What is the loan repayment period?
- Up to 2 years for e-bikes
- Up to 3 years for rickshaws/loaders
Also Read: PM Electric Bike Rikshaw Scheme 2025
16. What documents are required to apply?
- Valid CNIC
- Recent photograph
- Proof of income or bank account
- Additional documents required by the financing bank and PITB portal
17. Can government employees apply?
Yes. They are eligible under the same conditions as other citizens.
18. Are students eligible to apply?
Only if they meet the minimum age requirement and can provide the necessary documentation and repayment capability.
19. What happens if I want to sell the vehicle before completing payments?
Selling before loan completion is not allowed, as this is a subsidized product.
20. Is there any insurance coverage in case of theft or accident?
Yes. Insurance is included in the scheme.
Final Words
The Electric Bike & E-Rickshaw Scheme in Pakistan is a great opportunity for citizens to switch to affordable, eco-friendly transport with government support. With 0% markup installments, subsidies, and digital applications, the process is designed to be simple and transparent. Whether you’re a student, professional, government employee, or fleet operator, this program opens the door to clean mobility and reduced fuel costs.
If you’re eligible, don’t miss the chance — apply today through the official portal and take a step toward a greener Pakistan.